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Notarization

Notarization (notarielle Beurkundung) is the official authentication of a legal transaction by a notary: the contract is read out, verified and confirmed with a public deed. It creates legal certainty and is mandatory by law for certain transactions, such as buying real estate.

In a notarization, a state-authorised officer (the notary) is involved. Unlike the simple certification of a signature, the notary reviews the entire content: whether the parties have legal capacity, whether they understand the contract and whether the transaction is legally permissible. The result is a public deed with enhanced evidentiary value.

In Switzerland the procedure is governed at cantonal level – depending on the canton there are independent notaries, official state notaries or mixed systems. Typically the draft contract is prepared, sent to the parties in advance, and then read out and explained at the appointment. All parties and the notary then sign. For real estate, registration with the land registry office follows.

Notarization is mandatory for, among other things, the purchase and sale of real estate, the creation of mortgage rights, marital and inheritance contracts, and the formation or amendment of the articles of an AG or GmbH.

Look for early, clear advice, full disclosure of costs and taxes, and the chance to read the draft calmly before the appointment. Costs depend on the canton, the type of transaction and the value – ask for a transparent overview in advance. A common mistake is turning up without secured financing or with open questions still unresolved.

Example

A couple from Winterthur is buying their first condominium. Because a property purchase requires notarization, they arrange an appointment at the responsible notary's office. The notary reads out the purchase contract, clarifies questions about the handover date and the mortgage, and then both parties sign. The notary's office then registers the transfer of ownership with the land registry.

Frequently asked

When is notarization mandatory?

In Switzerland it is required by law for, among other things, the purchase and sale of real estate, mortgage rights, marital and inheritance contracts, and the formation or amendment of the articles of an AG or GmbH. In many other cases a simple written contract is sufficient. When in doubt, the notary will clarify whether notarization is needed.

What does notarization cost?

Costs are regulated at cantonal level and depend on the type of transaction and usually on its value. Land registry fees and any applicable taxes may be added. Ask for a transparent breakdown of the expected costs before the appointment so there are no surprises.

What is the difference between certification and notarization?

With certification, the officer only confirms the authenticity of a signature or a copy. With notarization, they additionally review the entire content of the legal transaction, read it out and produce a public deed with enhanced evidentiary value. Notarization is therefore far more comprehensive.

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