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Annual financial statements

The annual financial statements are the summarised picture of a business's financial position at the end of the financial year, consisting at minimum of a balance sheet and an income statement. They form the basis for the tax return, profit distribution, and assessment by banks, investors, and authorities.

The annual financial statements close out one financial year of bookkeeping. The balance sheet shows, at a cut-off date, assets on one side and liabilities and equity on the other; the income statement contrasts revenue and expenses and reports the profit or loss. Larger companies add notes with explanations. The legal basis is the Swiss Code of Obligations (Art. 957 ff.) with the principle of orderly accounting.

The process: first all transactions are booked and accounts reconciled. Then come the closing entries: accruals and deferrals, provisions, depreciation on fixed assets, valuation of inventory and receivables. From the adjusted accounts the balance sheet and income statement are produced. Corporations (AG) and limited liability companies (GmbH) have the statements approved by the general meeting; depending on size, an audit (ordinary or limited) is required.

Who needs what: sole proprietorships and partnerships with less than CHF 500,000 turnover may keep simplified accounts of income, expenses, and net assets. From CHF 500,000 turnover, and for all legal entities (AG, GmbH), full double-entry bookkeeping with annual statements applies. The statements are usually prepared within a few months of the balance-sheet date, often in parallel with the tax return.

What to watch for: valuation offers latitude (hidden reserves, level of depreciation and provisions) and directly affects profit and therefore taxes, so it must be documented cleanly and with justification. Continuity with the prior period, correct cut-off across the year-end, and plausible receivables/payables balances also matter.

A fiduciary prepares the statements from the bookkeeping, optimises the tax position within the legal framework, and supplies the documents for the tax return. As a guide, the annual statements of a small GmbH including the tax return cost around CHF 1,500–4,000 per year, depending on document volume and complexity (no guarantee).

Example

A GmbH with two employees in Lucerne closes its financial year on 31 December. The fiduciary office books the final documents, records depreciation on the company car, forms a provision for open warranty cases, and prepares the balance sheet and income statement. The profit is put to the general meeting, part is distributed as a dividend, the rest allocated to reserves, and the figures flow straight into the company's tax return.

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Frequently asked

How long does it take to prepare annual statements?

If the bookkeeping is kept current and clean, it is often just a few days to a few weeks. If a whole year of documents must first be booked, it takes correspondingly longer. By law the statements must be available within a reasonable period after the balance-sheet date.

What does a fiduciary charge for annual statements?

For a small GmbH or sole proprietorship the guide figure including the tax return is around CHF 1,500–4,000 per year. Document volume, number of entries, and whether ongoing bookkeeping or just the closing is done are decisive (no guarantee).

What is the difference between bookkeeping and the annual statements?

Bookkeeping is the ongoing recording of all transactions throughout the year. The annual statements condense that at a cut-off date into a balance sheet and income statement, including closing entries such as depreciation, accruals, and provisions.

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